Printable Forms

Here is a list of documents that you can download and print. These are Adobe Acrobat PDF documents so if you don't already have a copy of the Adobe Acrobat Reader you may get one by clicking the image to the right.

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  File Size
4506T 50Kb
Appraisal Authorization 531Kb
Appraisal Waiver 701Kb
Borrower's Authorization & Certification 179Kb
California LE Addendum 107Kb
Change of Circumstance Request 459Kb
Disclosure Needs List 157Kb
Doc Order Form 154Kb
E-Disclosure Consent 424Kb
Gift Letter 156Kb
Needs List 213Kb
SSA 89 Wet Sign 65Kb
Submission Form 151Kb
The Reserve Eligibility Calculator 76Kb

Underwriting Guidelines

  File Size
Highland and Aurora Eligibility Matrices 251Kb
Highland and Aurora Guidelines 1925Kb
Icon Elite-Icon-Spectrum Matrices 10.8.18 456Kb
Icon Elite/Icon Guidelines 10.8.18 3127Kb
Icon Elite/Icon/Spectrum Summary of Changes 10.8.18 621Kb
Montage Elite - 2018 Income and Tax Return Documentation Requirements 157Kb
Montage Elite - Alt Doc Income Guidelines 1026Kb
Montage Elite Full-Doc Income Guidelines 302Kb
Montage Elite Underwriting Guidelines 4168Kb
Premier Expanded and Expanded Plus Overlay Updates 11.1.18 550Kb
Premier Expanded Guidelines 11.1.18 568Kb
Premier Expanded Plus Guidelines 11.1.18 1039Kb
Premier No Ratio and Investor (DSCR) 1362Kb
Spectrum Guidelines 10.8.18 2681Kb
The Reserve Broker Guide Announcement 194Kb
The Reserve Guidelines 1871Kb
The Reserve Program Matrices 287Kb
Updates to Highland and Aurora Guidelines 20180910 160Kb