NON-QM FULL DOC PROGRAM

NON-QM FULL DOC PROGRAM

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This program features increased LTVs and higher DTI allowance to help borrowers who just miss qualifying for conventional full doc programs. Besides 1- or 2-year full doc, we can also qualify with assets. Does your borrower have plenty of assets to afford a home but little to no income? Try this exception-based non-QM program.

  • Assets only and 60 months asset allowance
  • 1- or 2-year full doc option
  • Can exclude departing residence from DTI
  • Loans from $300K to $6MM
  • Max 90% LTV up to $1MM, 85% up to $2MM
  • Minimum credit score: 660 FICO
  • 30- or 40- year fixed rate
GUIDELINES
MATRIX
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