This program features increased LTVs and higher DTI allowance to help borrowers who just miss qualifying for conventional full doc programs. Besides 1- or 2-year full doc, we can also qualify with assets. Does your borrower have plenty of assets to afford a home but little to no income? Try this exception-based non-QM program called Montage Prime.

• Assets only and 60 months asset allowance
• 1- or 2-year full doc option
• Can exclude departing residence from DTI
  
• Loans from $300K to $6MM
  
• Max 90% LTV up to $1MM, 85% up to $2MM
• Minimum credit score: 620 FICO
  
• 30- or 40- year fixed rate
  

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