Aspire
NON-QM CLOSED-END 2ND
• Loan amounts up to $1MM
• Use Bank Statements to Qualify
• 1-Year Full-Doc Option
• Use Bank Statements to Qualify
• 1-Year Full-Doc Option
Apex Prime
.png)
BANK STATEMENT PROGRAM
• Loan Amounts up to $6MM
• 12 or 24 month bank statements
• 7 options for calculating income
• 12 or 24 month bank statements
• 7 options for calculating income
Montage Prime
.png)
NEAR MISS FULL-DOC
• Loan Amounts up to $6MM
• Assets Only and 60 Months Asset Allowance
• 1-Year Full-Doc Option
• Exclude Departing Residence from DTI
• Assets Only and 60 Months Asset Allowance
• 1-Year Full-Doc Option
• Exclude Departing Residence from DTI
Spectrum No Ratio
.png)
DSCR & NO RATIO
• Loan amounts up to $6MM
• DSCR can be calculated off the interest-only payment
• Foreign National Loan Program Option
• DSCR can be calculated off the interest-only payment
• Foreign National Loan Program Option
Spectrum +
.png)
DSCR
• Loan Amounts up to $6MM
• For Experienced Real Estate Investors. Qualification is Based Solely on Cash Flow
• DSCR must be ≥ 1
Insignia
.png)
QM JUMBO PRIME
• Loan Amounts up to $3MM
• Primary Residence, Second Home and Investment properties
• Primary Residence, Second Home and Investment properties