Insignia
Summary Features
• QM Jumbo Prime up to $3MM
• Primary Residence, Second Home and Investment properties
• Minimum FICO 700
• Cash-out available up to 80% LTV
• Primary Residence, Second Home and Investment properties
• Minimum FICO 700
• Cash-out available up to 80% LTV
Apex Prime
Summary Features
• Non-QM up to $10MM
• Minimum FICO 620
• 12 or 24 month Bank Statements up to 90% LTV
• 7 options for qualifying Bank Statement income
• Minimum FICO 620
• 12 or 24 month Bank Statements up to 90% LTV
• 7 options for qualifying Bank Statement income
Montage Prime
Summary Features
• Non-QM full-doc up to $10MM
• Assets only and 60 months Asset Allowance
• 1-Yr Full Doc option
• Exclude the departing residence from DTI
• Assets only and 60 months Asset Allowance
• 1-Yr Full Doc option
• Exclude the departing residence from DTI
Spectrum No Ratio
Summary Features
• Loan amounts up to $7.5MM
• Foreign National loan program option
• Minimum FICO 620
• DSCR can be calculated off the Interest Only (IO) payment
• Foreign National loan program option
• Minimum FICO 620
• DSCR can be calculated off the Interest Only (IO) payment