Aspire

NON-QM CLOSED-END 2ND

•  Loan amounts up to $1MM
​•  Use Bank Statements to Qualify
• 1-Year Full-Doc Option

Apex Prime

BANK STATEMENT PROGRAM

•  Loan Amounts up to $6MM
​•  12 or 24 month bank statements
•  7 options for calculating income

Montage Prime

NEAR MISS FULL-DOC

•  Loan Amounts up to $6MM
•  Assets Only and 60 Months Asset Allowance
•  1-Year Full-Doc Option 
•  Exclude Departing Residence from DTI

Spectrum No Ratio

DSCR & NO RATIO

•  Loan amounts up to $6MM
•  DSCR can be calculated off the interest-only payment
•  Foreign National Loan Program Option

Spectrum +

DSCR

•  Loan Amounts up to $6MM
•  For Experienced Real Estate Investors. Qualification is Based Solely on Cash Flow
•  DSCR must be 1 

Insignia

QM JUMBO PRIME

•  Loan Amounts up to $3MM
•  Primary Residence, Second Home and           Investment properties