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The Million Dollar Mortgage Experience Podcast

The Million Dollar Mortgage Experience (MDME) podcast equips brokers with the skills, mindset, and ideas required to crush it in the Super Jumbo, Non-QM space. FundLoans CEO Jon Maddux, host of MDME, along with his guests, provide professional insight and money-making tips to continually upgrade your sales toolbox.

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Biohacking to Look Better and Live Longer: Dr. Jason Phan Ep. #105

Dr. Jason Phan is a Naturopathic doctor. He started LIVV Natural to offer services like IV nutritional therapy, regenerative injections, hormone replacement therapy, and pain management. Jon and Dr. Jason discuss health savings, toxins, testosterone levels, blood work, men's health (especially cardiac, prostate, hair, confidence, energy), heavy metals, cold plunges, parasites, fasting, peptides, coffee vs. nicotine, hydration vs. irrigation, sugar and LIVV Natural. For 20% off of LIVV products, use code "MDME20" on

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Outsource & Automate for a Better Work/Life Balance: Joshua Sternberg Ep. #104

Josh Sternberg started Sternberg Law Group in 2009. He’s helped thousands of families avoid foreclosure and achieve financial freedom. Josh advocates for his clients, protecting them from being bullied by big bank antics or predatory lending practices. Jon and Joshua discuss how today’s market is different (and safer) than the 2008 recession, why adjustable-rate mortgages are popular (plus 40-year I/O loans), how Joshua helps homeowners stay in homes through financial hardships, working smarter - not harder, scaling your business to work less hours, Delegation, outsourcing, automating, and tips for brokers to partner with attorneys.

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The Power of Bank Statement Loans: Mark Dodson Ep. #103

Mark Dodson is the founder of Mortgage Capital Advisors, a boutique private mortgage banking firm in Atlanta that specializes in jumbo loans and helping self-employed borrowers. During episode #103 of the Million Dollar Mortgage Experience, Jon and Mark discuss Mark's path to becoming a broker, the importance of a good loan processor, doing 2 of Elton John's home loans, strategies for getting new business, the upcoming election year, the benefits of non-QM loans, and why bank statement loans are Mark's favorite type of non-QM loans.

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The Future of Retail: Mike Moser Ep. 102

Mike Moser is a Partner at Retail Insite, a commercial real estate firm in San Diego. He brings over 35 years of experience in the retail arena, including development, site planning, retailer representation, leasing, strategic planning and sales. He has completed over $4 billion dollars of transactions over his Career. During this episode, Jon and Mike discuss starting a career in commercial real estate, how to be successful in real estate, trends in real estate and consumers, San Diego retail space and the development of Mission Valley, the future of San Diego, and tips for building relationships.

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Leading by Empowerment: Former Navy SEAL Kyle Bucket Ep. 101

In episode #101 of the Million Dollar Mortgage Experience, Jon Maddux talks with Kyle Bucket, a retired Navy SEAL leader and soon-to-be New York Times best selling author. Jon and Kyle discuss how Kyle became a Navy Seal after growing up as an Army kid, Navy training, deployments, and climbing the leadership ranks, a crazy story of when Kyle realized he was standing on an improvised explosive device (IED), One More Wave - a company that provides wounded and disabled veterans with customized surfing equipment and a community to surf with, Kyle's new book, "Leadership is Overrated" and his approach to fostering a strong culture, Navy Seal mottos, and Kyle's definition of leadership.

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Tenacity for Success Against All Odds: Lucee Cesena Ep. 100

This is episode #100 of the Million Dollar Mortgage Experience! Jon Maddux talks with Lucee Cesena, the founder of Nobility Consulting Services which helps people turn their dream business into a reality by forming LLCs and getting businesses off the ground. Lucee has shares her incredible story of fighting through all the adversity life brought to start a successful business and care for her daughters. Jon and Lucee discuss growing up with both parents in Los Angeles gangs, dancing for a Christian biker Church that traveled around the country in Harley Davidsons, how Lucee dealt with a short stint of homelessness, how reading books changed Lucee's life. To reach Lucee, find her on Instagram, @luceecesena or visit her website,

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Navy SEAL Shifts to Real Estate, Charity, and Renewable Energy: Adam Rutz on the MDME Podcast Ep. 99

In episode #99, Jon Maddux talks with Adam Rutz, a former Navy SEAL who is now a real estate agent, founder of Apricot Solar, and heavily involved in multiple charity foundations. Jon and Adam discuss why Adam joined the Navy, how intense being a part of the SEALS really is, Adam's transition to real estate, Adam's internal struggles and how he overcame them, charities that help Navy SEALS after the military, and Adam's renewable energy company that focuses on solar. To reach Adam, find him on Instagram @adam_rutz.

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Sommelier Serving Mortgage Brokers as FundLoans' #1 AE: Shane Colson

In episode #98, Jon Maddux talks with Shane Colson, FundLoans' top account executive. Shane's commitment to customer service stems from his history in luxury hotel food & beverage service and management. Jon and Shane discuss how a hospitality background translates into serving mortgage brokers, Shane's favorite aspects of Non-QM loans, Shane's favorite loan programs (DSCR and Alt-Doc), finding fulfillment in funding loans, what differentiates FundLoans, tips to help brokers close more loans with non-QM, missed opportunities in the mortgage industry, and Shane's Sommelier status.

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One of San Diego's Top Real Estate Agents

Eric Iantorno is a highly regarded and award-winning Realtor specializing in San Diego luxury homes. Eric is recognized as the #1 individual agent at Pacific Sotheby’s and annually ranks in San Diego’s top 3 individual agents by sales volume. Eric has closed some of the highest priced sales ever recorded in San Diego.During this episode, Jon and Eric discuss: - Eric's career path in real estate- What it's like working with high-end luxury clients- Selling a $24 million dollar home in San Diego- How to become a preferred mortgage broker for a luxury real estate agent- Self-employed homebuyers and non-QM LoansTo get ahold of Eric and his team, visit: more about FundLoans, our industry-leading non-QM loan programs, and Jon Maddux at

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How to Generate a Competitive Return with Moderate Risk

John Lloyd is the President and Co-Founder of Fidelis Private Fund, a direct portfolio lender specializing in commercial and residential investment real estate loans in California. Fidelis offers investors the opportunity to invest in a pool of real estate-secured loans generating a competitive rate of return with moderate risk and reasonable liquidity. Topics include how Fidelis operates, how John's never lost money for investors, key benefits for long-term investors, the profile of a typical investor, where the market is headed, missed opportunities in the mortgage industry, as well as non-QM loans and bank statement seconds.

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Google Ads and Automated Workflows iforMortgage Marketing

Michael McAllister is the President of Empower LO, a mortgage marketing company that equips loan officers and mortgage brokers with the technology, skills, and team that they need to get more deals using consumer direct internet lead generation tactics. During this episode of the Million Dollar Mortgage Experience, Michael McAllister and FundLoans CEO Jon Maddux discuss Google ads for mortgage marketing, how automated workflows can nurture leads, how to target borrowers for a bank statement 2nd mortgage, how to convert internet leads, why real estate agents get homebuyer leads first, missed opportunities in the mortgage industry.

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How to Serve Self-Employed Borrowers with Non-QM

Alejandro Szita is a mortgage broker who’s been involved with real estate and loans since 2006. He specializes in serving artists and entrepreneurs as he expertly maneuvers the ins and outs of mortgages for self-employed borrowers.
During this episode Jon and Alejandro discuss how why it's important to have a niche, how to help self-employed clients with the challenges they face as borrowers, crazy loan stories, and opinions on non-QM loans and bank statement 2nds.

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Transforming Underutilized Properties into Vibrant Communities with Daniel Shkolnik

Daniel Shkolnik is an entrepreneur, developer, and founder & CEO of Atlas West Group — a privately held full-service development and investment firm in San Diego. Daniel has more than a dozen years of experience in multifamily and commercial real estate and has completed more than $250 million in transactions throughout his career. Jon Maddux and Daniel Shkolnik discuss working on Wall Street, how Daniel's company identifies opportunistic investments and builds multi-family affordable housing, advice for mortgage brokers to get business, how to get started in investing, and the war in Ukraine.

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Difficult Decisions That Could Bring You More Business with Mark Wilson

Mark Wilson, CPA is an entrepreneur and the founder of CWDL, Certified Public Accountants, the recognized CPA firm leading the mortgage banking industry. Mark Wilson works with over 100 mortgage companies and has a good pulse on the current market. Jon and Mark discuss the importance of offering the right loan products, focusing on relationships that matter the most, the difficult reality of layoffs, how to get referrals from accountants (CPAs), reasons to help your borrowers secure a standalone 2nd mortgage, and how to pitch the value of a loan instead of the interest rate. To contact Mark, you can reach him via email at or phone at (619) 302-1505.
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Make More Money in Less Time with Todd Duncan

Todd Duncan is the founder and CEO of the Todd Duncan Group, the most sought-after coaching, training and events company for top mortgage and sales professionals. Todd began his career as a loan originator, financing over 5,000 transactions in 12 years. Now he teaches the power of High Trust and how to win clients for life. He has written 17 books and is a New York Times bestselling author as well as a sought-after, game-changing speaker. During this episode, Todd and Jon discuss talk about ways to win in today's market, how to build relationships, Todd's book "High Trust: Make more money in less time with less stress," talk less & sell more, how to build emotion, the art of following up, how to ask the right questions, the circle of cash flow, and missed opportunities in the mortgage industry.
Visit Todd's site:
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From Escaping Afghanistan to Escrow Entrepreneur

Masud Sarwary tells his captivating story of escaping Afghanistan as a young child to eventually having a successful career in the mortgage industry before building his company, Foundation Escrow. Jon and Masud discuss the difference between the 2008 recession and today's environment, the value Foundation Escrow brings, wire fraud, escrow technology, how to get more business as a mortgage broker, market predictions, standalone 2nds vs HELOCs, smart investments, Masud's philanthropic involvements, cold plunges, and spending quality time with the people you love. To connect with Masud, find him on instagram @sarwarymasud or check out his website

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Win Clients for Life

Jon Maddux interviews Aron Jimenez, top producing mortgage broker at Secure Choice Lending. Aron specializes in helping first-time homebuyers as well as other types of buyers with his smart approach to building relationships. They discuss Aron's path from Wells Fargo personal banker to mortgage broker, building rapport, the benefit of a strong CRM, adopting social media in, purchasing an AirBnB to build wealth, the "Rich Dad, Poor Dad" philosophy, how to use the 1003 to build relationships with your borrowers, and non-QM loans. Find Aron on instagram or

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Building Wealth with Real Estate

Rocco Cortese is the CEO and Co-Founder of Intersection, a full-service commercial real estate management and capital markets firm based in San Diego. Jon and Rocco discuss the real estate market in Iceland, Rocco's start in the real estate industry, navigating difficult economic cycles, the labor market in the U.S., the return to the office (or lack thereof) from a commercial real estate perspective, productivity at home vs. in the office, building wealth with real estate investments, tips for mortgage brokers to build their business in difficult times, and how to use debt as a tool to build wealth.

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Leverage YouTube to Reach Homebuyer Leads: Chris and Cassidy on MDME

Chris Erickson and Cassidy Lewis are Compass Real Estate Agents in North County San Diego. They’ve built a strong following around their vlog-style YouTube channel and podcast called “North County Now” where they cover what to do, where to eat & drink, and real estate tips. The three discuss how to start a real estate or mortgage YouTube channel and podcast, how much of their leads comes from their videos, their most popular content, why mortgage brokers should make YouTube videos, real estate predictions, and tips for mortgage brokers to reach out to real estate agents.
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How to Brand Yourself: Brandon Boyd on MDME

Brandon Boyd is a social media director, marketing expert, and loan originator at Secure Choice Lending, a Riverside-based mortgage lender. Brandon has over 7 years of originating experience and a keen eye for creative marketing tactics to help his company close more loans.  During this conversation, Jon Maddux and Brandon discuss how Brandon went from Calvin Klein store manager to the mortgage industry, the importance of personal branding on social media, finding leads on social media, how to stand out and differentiate yourself, keeping updated headshots, and why you should send out a weekly market update.

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How Culture Creates Success: Phillip Baltazar on MDME

Jon Maddux interviews Phillip Baltazar, whose expertise is driving growth and developing affinity partnerships across direct-to-consumer mortgage platforms. He's an Executive Advisor for Culture Index, a strategic advisory firm that works with visionary entrepreneurs, business leaders, and management to scale and transform organizations using applied analytics. Jon and Phillip discuss Phillip's path from ballet to the mortgage industry, his rise to #1 broker at Lending Tree, how Culture Index helps companies maximize efficiency and company culture, and one of Phillip's favorite quotes: "Chop wood, carry water." Try the Culture Index survey and free team diagnostics.

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Back to Basics and Grit in the Mortgage Industry: Joey Roquet on MDME

Joey Roquet is a vice president and top producer at Secure Choice Lending, a Riverside-based mortgage brokerage. Despite most of the industry struggling in 2022, Joey led Secure Choice Lending through significant growth. During this episode, Joey and MDME host Jon Maddux discuss Joey's path through the mortgage industry, what makes his company stand out, how to grow a company during tough times, the importance of culture and hiring right people, how to build relationships by getting back to the basics, how artificial intelligence (AI) will affect the future of mortgage lending, the benefits and drawbacks of non-QM, tips for mortgage brokers, and their optimistic predictions for 2023.

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The Instagram Power Method for Mortgage Brokers: Michelle Berman on MDME

Michelle Berman is an Instagram coach, speaker, and author. She created the Instagram Power Method Course specifically for realtors and loan officers to level up from the basic Instagram 101 courses. In this episode, Jon and Michelle discuss why mortgage brokers should be using social media, why Instagram is the best social media platform, how to write captions, how to come up with ideas for content & the specific steps for creating content, how to attract engaging followers & have meaningful conversations on Instagram, and the different types of posts ( like stories, highlights, feed, reels).

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Former Mortgage Broker Turned Most Wanted Fraudster: Matthew Cox on MDME

Matthew Cox is a former mortgage broker who became a secret service most wanted con man. Sentenced to 26 years in Federal prison, he served 12.5 years and is now on parole. He avoided capture for 3 years while he was hunted by the FBI and US Marshalls, and It all started by whiting out a VOR 30-day late. In this episode, Jon Maddux and Matthew Cox discuss Matt's start in the mortgage industry, the first time he committed fraud & how that lead to more, an FBI sting operation, creating fake people & IDs and stealing social security numbers, spending time in prison, the fact that fraud is still prevalent, and Matt's advice to avoid mortgage fraud.

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Selling High-End Luxury Real Estate: Clinton Selfridge on MDME

Clinton Selfridge is a luxury real estate agent at Pacific Sotheby’s with over thirty years of experience. He's one of the top-rated real estate agents in San Diego County and last year alone, he did over $50MM in home sales.

Jon and Michael discuss selling a $7MM home as a 25-year-old, what Clinton’s high-end luxury clients are like, how to get referral relationships from Clinton, tips for mortgage brokers, cash buyers, and self-employed buyers.

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The Difference Between Leadership and Management: Michael Brainard on MDME

Michael Brainard has his PHD and 15+ years of experience as a management consultant, senior executive, coach, manager, entrepreneur, and researcher. From professional boxer to business “rain-maker” to being the senior executive who must leverage talent, Michael knows how to produce business and real-life results. Jon and Michael discuss Michael’s company (Brainard Strategy), Michael’s experience as a professional boxer and collegiate wrestler, the roles of mortgage broker teams, the difference between leadership and management, how mortgage brokers can motivate employees, how to cope with competition, and how to build trust and strong relationships with customers, real estate agents, and mortgage lenders.
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How to Become a Top-Producing Mortgage Broker: Jerilyn Shaw on MDME

Jon Maddux interviews Jerilyn Shaw, a top producing mortgage broker at C2 Financial.  They discuss Jerilyn's path to becoming a top producer, what Jerilyn likes about working with non-QM lenders, using bank statement mortgages, her approach to getting loans, trends in the mortgage industry, the benefits of buying a home in a rising-rate market, Jerilyn's approach to referrals & marketing, and being a woman in the mortgage industry.
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Economic Outlook from a Wealth Manager: Tim Callan on the MDME Podcast

Jon Maddux interviews Tim Callan, financial advisor and co-founder of wealth management firm, Callan Capital. They discuss starting a private wealth management firm during the Great Recession, inflation, unemployment, volatility, how the US economy stacks up to the rest of the world, interest rates, the Federal Reserve, the inverted yield curve, and advice for mortgage brokers to build referral relationships with wealth managers.
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How to Get More Loans in a High Interest Rate Market: The Loan Goat on MDME

In this episode of The Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux interviews Milad, Branch Manager and Founder of The Loan Goat. Based in La Jolla, CA, The Loan Goat is a purchase-focused broker that has built its business on referrals. Milad is a Marine Corps veteran.

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Non-QM and Real Estate Market: Industry Shifts, Housing Bubble, and future Lending with blockchain.

In this episode of MDME, Jon Maddux and Chad Mestler talk about Industry Shifts, Real Estate Bubble, Market Trends after Covid, and future Lending with blockchain.
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Luxury real-estate and the NON-QM Market

One of San Diego's top 50 agents, Chad Dannecker and Jon Maddux, discuss the Non-QM Market advantages and disadvantages and the future of Luxury Real Estate.

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The Good, The Bad, and the Ugly of Non-QM loans

In this new episode of the MDME podcast, Jon Maddux sits down with Clint, broker and founder of the the Worland group. We discuss getting business in a down market and the good bad, and the ugly of Non-QM loans.

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How to Originate Non-QM Loans

Mortgage Brokers and Loan Officers – Are you looking for ways to grow your book, get more Non-QM referrals, and win over Realtors?

In this episode of the Million Dollar Mortgage Experience podcast, host Jon Maddux sits down with Preston Caffrey and Austin West to discuss how adding Non-QM to their origination business was the best decision they ever made - and why you should look to Non-QM to boost your own business.

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Drive Sales through Effective Communication

This new MDME podcast episode features Jeff Klubeck, communications expert, motivational speaker, and owner/business coach of Get A Klu, Inc. As Professor of Communication, Jeff has taught communication skills and public speaking to thousands of students, helping them improve their confidence and competence to communicate effectively. Jeff has parlayed this background into a successful career teaching business leaders and professionals how to grow their sales and business by becoming better communicators. Listen as he discusses various strategies and methods that you can employ right now to start improving your own communication style.

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Rethinking the American Dream of Homeownership

Jon Maddux sits down with Jim Park, founder of The Mortgage Collaborative, to discuss recent developments in housing, how diversity can help the mortgage industry close the homeownership gaps found in certain demographics, and how Non-QM lending can help mortgage brokers reach more borrowers and better serve their communities.

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How To Lose a Referral Source in 10 Minutes (and other things you should know)

On this episode of the Million Dollar Mortgage Experience, Jon sits down with Jeff Grant, founder, and owner of Sand & Sea Investments, one of the top brokerages in San Diego, CA. Jon and Jeff cover all kinds of topics in this episode including how Non-QM can be that 'separating factor' for mortgage brokers looking for Realtor partners, potential causes of a hypothetical housing crash, strategies for winning bidding wars, if it's better to rent or own, the latest tech disruptors and so much more.

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Success with Non-QM

Andrew discusses how he made his way from Nigeria to the United States where he founded a successful residential and commercial mortgage business, Integrity Credit Corporation, and discovered a passion for helping people build and fix their credit. Hear this incredible story and learn ways you can help your clients get their credit in shape.

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Revolutionize Your Mortgage Marketing with Alex Machuca

On this episode of the Million Dollar Mortgage Experience, Jon sits down with serial entrepreneur Alex Machuca to discuss how he is revolutionizing the mortgage lead generation industry. Alex's company, Lyncrest Media, is one of the fastest-growing mortgage marketing companies in the country and takes all of the hassle and headache out of lead generation for their clients. 

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How AIME is Reshaping the Broker Community with Katie Sweeney, CEO, AIME

Jon Maddux, host of MDME and CEO of FundLoans, sits down with AIME CEO Katie Sweeney to discuss how AIME helps mortgage brokers elevate their brands and their businesses, the ways independent mortgage brokers are changing the game, the rise of women in the mortgage industry and more.

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Getting The Most Attention in 2021

How do you stand out when everyone is competing for the same amount of screen time that you are? In this episode of the Million Dollar Mortgage Experience, FundLoans CEO, Jon Maddux and Vice President of Relationships-Mortgage, Casey Hughes-Wade discuss how to really get the attention of your clients in 2021 – and more importantly, how to build on that connection. As a business relationship expert, Casey shares with us social media tips, what you can do to get the most out of virtual conferences this year, and how defining your “why” is one of the most important ways to stand out. 

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The Million Dollar Mortgage Experience is the premier podcast for mortgage brokers and other real estate professionals aimed at giving away tricks, tips, and secrets to help you originate mortgage jumbo loans.

Host: Jon Maddux - CEO/Co-Founder of FundLoans Jon Maddux has been in the mortgage/finance industry for over several decades and has been featured in publications such as Forbes Names You Need to Know, The Wall Street Journal, and more. There are few professionals that possess as much knowledge and experience in non-QM as Jon Maddux.

FundLoans is a Jumbo/Super Jumbo wholesale mortgage lender that specializes in non-QM lending. If you are a mortgage broker who is interested in learning more about our products, contact us at

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