Turn Times below represent business days and are approximate based on the current loan volume.  
Files submitted or documents received after 12PM PT are subject to the next business day's turn times.
For additional questions regarding turn times, please contact your Account Executive.



Initial Disclosures/Loan Registration

Minimum requirements to issue Initial Disclosures:

- Signed eConsent
- Completed Submission Form
- Settlement Statement (if not using SmartFees)



Loan Registration: 2 business days

Underwriting

Purchases: 1 business day for Tier 1 Brokers | 2 business days standard
Refinances: 3 business days for Tier 1 Brokers | 4 business days standard
CTC: 1 business day
Condition Review: 2 business days
Appraisal Review: 2 business days

Docs

Dry States: 1 business day
Wet States: 2 business days
COC Changes: 1 business day

Closing

Funding: 1-2 business days