Bank Statement Program
BANK STATEMENT OR P&L PROGRAM
Mortgages for your Self-Employed Clients
With seven methods for calculating income, FundLoans can maximize self-employed borrowers' business earnings to qualify them for this industry-leading bank statement program. Multiple businesses? No problem. We'll even included a spouse's W2 income if needed. No tax returns necessary. Check out these three programs called Apex, Apex Elite, and Apex Elite +.A MORTGAGE FOR THE SELF-EMPLOYED
- Qualify with 12- or 24-month bank statements
- Qualify with P&L only. Include assets if needed.
- Loans from $300K to $6M
- Up to 90% LTV
- Min. FICO score: 660
- I/O payment option available
- Primary residences, second homes, or 1‐4 unit investment properties
MORE RESTRICTIVE, BETTER PRICING
- Qualify with 12- or 24-month bank statements
- Qualify with P&L only. Include assets if needed.
- Loans from $300K to $3M
- Up to 85% LTV
- Min. FICO score: 660
- I/O payment option available
- Primary residences, second homes, or 1‐4 unit investment properties
MOST RESTRICTIVE, BEST PRICING
- Qualify with 12- or 24-month bank statements
- Loans from $300K to $3M
- Up to 75% LTV
- Min. FICO score: 700
- I/O payment option available
- Primary residences only