Bank Statement Program

BANK STATEMENT OR P&L PROGRAM

Mortgages for your Self-Employed Clients

With seven methods for calculating income, FundLoans can maximize self-employed borrowers' business earnings to qualify them for this industry-leading bank statement program. Multiple businesses? No problem. We'll even included a spouse's W2 income if needed. No tax returns necessary. Check out these three programs called Apex, Apex Elite, and Apex Elite +.
Apex

  • Qualify with 12- or 24-month bank statements
  • Qualify with P&L only. Include assets if needed.
  • Loans from $300K to $6M
  • Up to 90% LTV
  • Min. FICO score: 660
  • I/O payment option available
  • Primary residences, second homes, or 1‐4 unit investment properties
Apex Elite - Product Logo

  • Qualify with 12- or 24-month bank statements
  • Qualify with P&L only. Include assets if needed.
  • Loans from $300K to $3M
  • Up to 85% LTV
  • Min. FICO score: 660
  • I/O payment option available
  • Primary residences, second homes, or 1‐4 unit investment properties
Apex Elite + - Product Logo-1

  • Qualify with 12- or 24-month bank statements
  • Loans from $300K to $3M
  • Up to 75% LTV
  • Min. FICO score: 700
  • I/O payment option available
  • Primary residences only
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