Bank Statement Program


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With seven methods for calculating income, FundLoans can maximize self-employed borrowers' business earnings to qualify them for this industry-leading bank statement program. Multiple businesses? No problem. We'll even included a spouse's W2 income if needed.

  • No tax returns necessary
  • Qualify with 12- or 24-month bank statements
  • Qualify with P&L only. Include assets if needed.
  • Loan amounts from $300K to $6MM
  • Up to 90% LTV
  • Minimum credit score: 660 FICO
  • 30 or 40 year fixed rate
  • Interest-only payment option available
  • Primary residences, second homes, or 1‐4 unit investment properties
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